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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,001 | $168,635-83.4% | $147,617-81.0% | $125,389-77.7% |
| Participation rate | 100.0% | 88.8%+11.2pp | 84.6%+15.4pp | 83.2%+16.8pp |
| Annual return | 0.79% | 77.65%-76.9pp | 61.98%-61.2pp | 282.24%-281.5pp |
| Employer contribution / active EE | $1,808 | $6,252-71.1% | $5,564-67.5% | $4,866-62.8% |
| Participant deferral / active EE | $2,571 | $5,507-53.3% | $4,895-47.5% | $5,352-52.0% |
| Admin fee / account holder | $83,582 | $13,580+515.5% | $11,612+619.8% | $9,541+776.0% |