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| Provider | Service type | Compensation |
|---|---|---|
ASSOCIATED TRUST COMPANY, N.A.8+ years Service code 15 · EIN 30-0219031 | Recordkeeping | $63,909 |
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,650 | $46,332-18.7% | $143,797-73.8% | $64,824-41.9% |
| Participation rate | 72.3% | 64.2%+8.0pp | 80.3%-8.0pp | 71.5%+0.8pp |
| Annual return | -19.78% | -10.05%-9.7pp | -0.04%-19.7pp | 32.84%-52.6pp |
| Employer contribution / active EE | $1,843 | $1,911-3.6% | $4,952-62.8% | $2,507-26.5% |
| Participant deferral / active EE | $1,747 | $2,647-34.0% | $5,638-69.0% | $4,311-59.5% |
| Admin fee / account holder | $191 | $154+24.4% | $14,679-98.7% | $188+1.9% |