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| Provider | Service type | Compensation |
|---|---|---|
ASSOCIATED TRUST COMPANY, N.A.7+ years Service code 15 · EIN 30-0219031 | Recordkeeping | $63,303 |
Participant contribution per participant is in the bottom quintile of the peer cohort.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,486 | $299,959-81.8% | $185,851-70.7% | - |
| Participation rate | 81.1% | 61.2%+19.9pp | 81.7%-0.6pp | - |
| Annual return | 14.76% | 9.80%+5.0pp | 122.11%-107.4pp | - |
| Employer contribution / active EE | $2,148 | $1,731+24.1% | $5,168-58.4% | - |
| Participant deferral / active EE | $2,141 | $2,385-10.3% | $5,569-61.6% | - |
| Admin fee / account holder | $228 | $47,864-99.5% | $16,245-98.6% | - |