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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,163 | $75,962-47.1% | $154,111-73.9% | $64,173-37.4% |
| Participation rate | 40.9% | 70.4%-29.5pp | 83.0%-42.1pp | 69.6%-28.7pp |
| Annual return | -7.65% | 30.32%-38.0pp | 735.18%-742.8pp | 7.63%-15.3pp |
| Employer contribution / active EE | $2,208 | $3,350-34.1% | $5,298-58.3% | $2,381-7.2% |
| Participant deferral / active EE | $0 | $3,175-100.0% | $5,081-100.0% | $3,470-100.0% |
| Admin fee / account holder | $5,641 | $5,589+0.9% | $13,411-57.9% | $4,887+15.4% |