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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,398 | $77,638-50.5% | $156,551-75.5% | $62,881-38.9% |
| Participation rate | 39.7% | 71.2%-31.5pp | 84.0%-44.4pp | 69.3%-29.6pp |
| Annual return | 6.92% | 50.33%-43.4pp | 32.23%-25.3pp | 20.14%-13.2pp |
| Employer contribution / active EE | $0 | $3,444-100.0% | $5,501-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $1,468 | $3,046-51.8% | $4,871-69.9% | $3,203-54.2% |
| Admin fee / account holder | $1,450 | $5,561-73.9% | $13,028-88.9% | $4,296-66.3% |