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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,713 | $94,439-74.9% | $73,658-67.8% | $154,746-84.7% |
| Participation rate | 66.7% | 64.7%+2.0pp | 57.0%+9.6pp | 80.7%-14.0pp |
| Annual return | 13.92% | 28.25%-14.3pp | 29.72%-15.8pp | 172.34%-158.4pp |
| Employer contribution / active EE | $1,638 | $1,257+30.3% | $1,032+58.6% | $4,379-62.6% |
| Participant deferral / active EE | $3,728 | $2,527+47.5% | $2,062+80.8% | $6,730-44.6% |
| Admin fee / account holder | $241 | $3,843-93.7% | $3,357-92.8% | $14,365-98.3% |