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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,713 | $69,118-65.7% | $53,647-55.8% | $138,895-82.9% |
| Participation rate | 66.7% | 64.0%+2.7pp | 56.3%+10.4pp | 79.9%-13.3pp |
| Annual return | 13.92% | 248.26%-234.3pp | 358.33%-344.4pp | 145.39%-131.5pp |
| Employer contribution / active EE | $1,638 | $1,189+37.7% | $962+70.2% | $4,194-61.0% |
| Participant deferral / active EE | $3,728 | $2,274+64.0% | $1,813+105.6% | $6,396-41.7% |
| Admin fee / account holder | $241 | $2,724-91.2% | $2,460-90.2% | $12,562-98.1% |