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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,037 | $86,938+57.6% | $102,423+33.8% | $80,925+69.3% |
| Participation rate | 100.0% | 72.4%+27.6pp | 76.5%+23.5pp | 67.7%+32.3pp |
| Annual return | 36.67% | 18.89%+17.8pp | 29.42%+7.2pp | 35.65%+1.0pp |
| Employer contribution / active EE | $0 | $2,369-100.0% | $3,023-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $9,406 | $4,120+128.3% | $5,054+86.1% | $4,299+118.8% |
| Admin fee / account holder | $5,591 | $8,053-30.6% | $9,455-40.9% | $6,940-19.4% |