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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,134 | $80,983+29.8% | $96,544+8.9% | $75,177+39.8% |
| Participation rate | 92.0% | 71.8%+20.2pp | 76.0%+16.0pp | 67.2%+24.8pp |
| Annual return | 20.40% | 27.05%-6.6pp | 25.88%-5.5pp | 160.75%-140.3pp |
| Employer contribution / active EE | $0 | $2,282-100.0% | $2,966-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $8,807 | $3,929+124.2% | $4,851+81.5% | $4,126+113.4% |
| Admin fee / account holder | $11,885 | $6,717+76.9% | $8,254+44.0% | $5,651+110.3% |