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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,730 | $81,276-26.5% | $155,574-61.6% | $80,925-26.2% |
| Participation rate | 100.0% | 66.2%+33.8pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 8.73% | 33.36%-24.6pp | 64.87%-56.1pp | 35.65%-26.9pp |
| Employer contribution / active EE | $4,757 | $3,103+53.3% | $4,676+1.7% | $2,756+72.6% |
| Participant deferral / active EE | $3,677 | $3,453+6.5% | $5,629-34.7% | $4,299-14.5% |
| Admin fee / account holder | $32,106 | $7,993+301.7% | $15,914+101.7% | $6,940+362.6% |