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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $255,511 | $138,312+84.7% | $122,979+107.8% | $155,188+64.6% |
| Participation rate | 100.0% | 80.2%+19.8pp | 77.2%+22.8pp | 80.8%+19.2pp |
| Annual return | 11.70% | 22.06%-10.4pp | 20.12%-8.4pp | 148.84%-137.1pp |
| Employer contribution / active EE | $10,497 | $3,530+197.3% | $3,062+242.8% | $4,248+147.1% |
| Participant deferral / active EE | $4,690 | $5,592-16.1% | $5,003-6.3% | $6,531-28.2% |
| Admin fee / account holder | $3,183 | $15,089-78.9% | $12,864-75.3% | $14,480-78.0% |