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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $212,783 | $110,240+93.0% | $96,544+120.4% | $139,487+52.5% |
| Participation rate | 100.0% | 78.1%+21.9pp | 76.0%+24.0pp | 80.3%+19.7pp |
| Annual return | 13.69% | 26.41%-12.7pp | 25.88%-12.2pp | 373.84%-360.2pp |
| Employer contribution / active EE | $25,342 | $3,622+599.6% | $2,966+754.3% | $4,755+433.0% |
| Participant deferral / active EE | $3,585 | $5,549-35.4% | $4,851-26.1% | $6,713-46.6% |
| Admin fee / account holder | $19,410 | $11,602+67.3% | $8,254+135.1% | $11,407+70.2% |