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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,368 | $79,955+4.3% | $98,450-15.3% | $75,181+10.9% |
| Participation rate | 92.9% | 70.4%+22.5pp | 75.2%+17.7pp | 67.2%+25.7pp |
| Annual return | 11.28% | 19.75%-8.5pp | 21.16%-9.9pp | 160.69%-149.4pp |
| Employer contribution / active EE | $1,161 | $2,264-48.7% | $3,049-61.9% | $2,671-56.5% |
| Participant deferral / active EE | $4,119 | $3,752+9.8% | $4,739-13.1% | $4,126-0.2% |
| Admin fee / account holder | $5,944 | $6,841-13.1% | $8,961-33.7% | $5,650+5.2% |