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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,120 | $165,381-49.1% | $149,730-43.8% | $158,966-47.1% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 10.83% | 348.29%-337.5pp | 276.70%-265.9pp | 302.95%-292.1pp |
| Employer contribution / active EE | $1,351 | $5,104-73.5% | $4,645-70.9% | $4,762-71.6% |
| Participant deferral / active EE | $5,058 | $7,182-29.6% | $6,843-26.1% | $5,983-15.5% |
| Admin fee / account holder | $564 | $10,809-94.8% | $9,310-93.9% | $11,250-95.0% |