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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,004 | $57,828+21.1% | $117,039-40.2% | $70,126-0.2% |
| Participation rate | 78.6% | 67.1%+11.5pp | 77.2%+1.4pp | 69.5%+9.0pp |
| Annual return | 14.50% | 17.55%-3.0pp | 18.95%-4.4pp | 73.15%-58.6pp |
| Employer contribution / active EE | $321 | $1,816-82.3% | $3,785-91.5% | $2,343-86.3% |
| Participant deferral / active EE | $2,732 | $2,438+12.1% | $3,929-30.5% | $3,332-18.0% |
| Admin fee / account holder | $1,321 | $3,548-62.8% | $5,974-77.9% | $4,645-71.6% |