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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,177 | $51,708+18.3% | $106,619-42.6% | $62,881-2.7% |
| Participation rate | 74.1% | 66.9%+7.2pp | 78.0%-3.9pp | 69.3%+4.8pp |
| Annual return | 8.74% | 4.69%+4.1pp | 9.42%-0.7pp | 20.14%-11.4pp |
| Employer contribution / active EE | $318 | $1,764-82.0% | $3,947-92.0% | $2,281-86.1% |
| Participant deferral / active EE | $2,654 | $2,315+14.6% | $3,930-32.5% | $3,203-17.1% |
| Admin fee / account holder | $1,045 | $3,349-68.8% | $6,418-83.7% | $4,296-75.7% |