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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,498 | $91,194+48.6% | $178,486-24.1% | $79,860+69.7% |
| Participation rate | 100.0% | 69.2%+30.8pp | 81.9%+18.1pp | 69.6%+30.4pp |
| Annual return | 3.55% | 24.19%-20.6pp | 151.08%-147.5pp | 31.72%-28.2pp |
| Employer contribution / active EE | $6,956 | $3,256+113.6% | $5,011+38.8% | $2,471+181.5% |
| Participant deferral / active EE | $4,288 | $3,236+32.5% | $5,202-17.6% | $3,740+14.6% |
| Admin fee / account holder | $1,786 | $6,751-73.5% | $13,985-87.2% | $5,306-66.3% |