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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,248 | $78,694-57.8% | $67,652-50.9% | $125,389-73.5% |
| Participation rate | 100.0% | 78.8%+21.2pp | 75.7%+24.3pp | 83.2%+16.8pp |
| Annual return | -3.74% | 9.46%-13.2pp | 6625.40%-6629.1pp | 282.24%-286.0pp |
| Employer contribution / active EE | $1,652 | $3,044-45.7% | $2,266-27.1% | $4,866-66.1% |
| Participant deferral / active EE | $1,215 | $4,292-71.7% | $3,560-65.9% | $5,352-77.3% |
| Admin fee / account holder | $759 | $7,403-89.7% | $4,821-84.2% | $9,541-92.0% |