Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: WILSHIRE ASSOCIATES, INC (USA) Service code 26 · EIN 95-2755361 | Advisory (Participants) | $2,904 |
Service code 15 · EIN 01-0233346 | Recordkeeping | $1,177 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,504 | $65,453+90.2% | $86,698+43.6% | $66,938+86.0% |
| Participation rate | 66.4% | 75.5%-9.0pp | 76.6%-10.2pp | 69.8%-3.4pp |
| Annual return | -18.56% | -10.89%-7.7pp | 35.95%-54.5pp | 1.58%-20.1pp |
| Employer contribution / active EE | $1,420 | $2,154-34.1% | $2,837-49.9% | $2,545-44.2% |
| Participant deferral / active EE | $3,152 | $4,102-23.2% | $4,656-32.3% | $4,238-25.6% |
| Admin fee / account holder | $663 | $642+3.3% | $7,493-91.2% | $594+11.7% |