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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,141 | $124,330-62.9% | $109,173-57.7% | $167,536-72.5% |
| Participation rate | 100.0% | 79.5%+20.5pp | 75.9%+24.1pp | 82.1%+17.9pp |
| Annual return | 31.56% | 26.04%+5.5pp | 25.75%+5.8pp | 478.82%-447.3pp |
| Employer contribution / active EE | $10,667 | $4,209+153.4% | $3,723+186.5% | $4,839+120.4% |
| Participant deferral / active EE | $7,349 | $5,256+39.8% | $4,654+57.9% | $6,342+15.9% |
| Admin fee / account holder | $1,332 | $7,974-83.3% | $6,755-80.3% | $12,315-89.2% |