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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,198 | $86,701+11.0% | $73,309+31.2% | $125,388-23.3% |
| Participation rate | 100.0% | 78.6%+21.4pp | 74.9%+25.1pp | 83.2%+16.8pp |
| Annual return | 0.92% | 2.78%-1.9pp | 5.67%-4.8pp | 282.24%-281.3pp |
| Employer contribution / active EE | $845 | $4,152-79.7% | $3,237-73.9% | $4,866-82.6% |
| Participant deferral / active EE | $944 | $5,549-83.0% | $4,991-81.1% | $5,352-82.4% |
| Admin fee / account holder | $2,155 | $7,768-72.3% | $5,635-61.8% | $9,541-77.4% |