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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,034 | $127,790+6.5% | $106,555+27.7% | $167,536-18.8% |
| Participation rate | 66.7% | 78.3%-11.6pp | 76.1%-9.5pp | 82.1%-15.4pp |
| Annual return | 11.18% | 33.88%-22.7pp | 26.80%-15.6pp | 478.82%-467.6pp |
| Employer contribution / active EE | $945 | $3,428-72.4% | $2,819-66.5% | $4,839-80.5% |
| Participant deferral / active EE | $5,438 | $5,088+6.9% | $4,399+23.6% | $6,342-14.3% |
| Admin fee / account holder | $8,368 | $11,229-25.5% | $7,408+13.0% | $12,315-32.0% |