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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,098 | $61,660+102.9% | $80,022+56.3% | $64,173+94.9% |
| Participation rate | 72.0% | 71.7%+0.3pp | 75.8%-3.8pp | 69.6%+2.4pp |
| Annual return | -8.67% | -0.33%-8.3pp | 11.22%-19.9pp | 7.63%-16.3pp |
| Employer contribution / active EE | $768 | $1,810-57.6% | $2,468-68.9% | $2,381-67.7% |
| Participant deferral / active EE | $3,689 | $2,968+24.3% | $3,686+0.1% | $3,470+6.3% |
| Admin fee / account holder | $5,533 | $5,417+2.1% | $6,521-15.2% | $4,887+13.2% |