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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,286 | $125,190+33.6% | $105,624+58.4% | $145,897+14.7% |
| Participation rate | 63.6% | 77.6%-14.0pp | 75.3%-11.6pp | 80.3%-16.7pp |
| Annual return | 12.08% | 225.22%-213.1pp | 116.20%-104.1pp | 552.29%-540.2pp |
| Employer contribution / active EE | $1,083 | $3,720-70.9% | $3,168-65.8% | $4,663-76.8% |
| Participant deferral / active EE | $3,896 | $5,716-31.8% | $5,013-22.3% | $6,689-41.8% |
| Admin fee / account holder | $4,786 | $17,138-72.1% | $10,961-56.3% | $13,390-64.3% |