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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $250,557 | $125,184+100.2% | $105,607+137.3% | $145,884+71.8% |
| Participation rate | 90.9% | 77.6%+13.3pp | 75.3%+15.6pp | 80.3%+10.6pp |
| Annual return | 14.02% | 225.00%-211.0pp | 116.11%-102.1pp | 551.85%-537.8pp |
| Employer contribution / active EE | $3,118 | $3,720-16.2% | $3,167-1.5% | $4,662-33.1% |
| Participant deferral / active EE | $5,595 | $5,714-2.1% | $5,011+11.6% | $6,690-16.4% |
| Admin fee / account holder | $2,932 | $17,133-82.9% | $10,958-73.2% | $13,392-78.1% |