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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,179 | $87,546+7.6% | $75,784+24.3% | $125,389-24.9% |
| Participation rate | 70.0% | 80.2%-10.2pp | 75.8%-5.8pp | 83.2%-13.2pp |
| Annual return | -3.82% | 13.49%-17.3pp | 9.68%-13.5pp | 282.24%-286.1pp |
| Employer contribution / active EE | $724 | $3,930-81.6% | $3,323-78.2% | $4,866-85.1% |
| Participant deferral / active EE | $745 | $4,230-82.4% | $3,652-79.6% | $5,352-86.1% |
| Admin fee / account holder | $55,701 | $6,503+756.6% | $5,300+951.0% | $9,541+483.8% |