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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,475 | $77,814-53.1% | $158,223-76.9% | $86,983-58.1% |
| Participation rate | 63.3% | 68.4%-5.1pp | 79.2%-15.9pp | 69.5%-6.2pp |
| Annual return | 12.17% | 30.54%-18.4pp | 52.09%-39.9pp | 25.83%-13.7pp |
| Employer contribution / active EE | $1,054 | $2,592-59.4% | $4,109-74.4% | $2,584-59.2% |
| Participant deferral / active EE | $2,732 | $3,270-16.4% | $5,467-50.0% | $4,194-34.8% |
| Admin fee / account holder | $2,343 | $5,879-60.1% | $16,047-85.4% | $7,856-70.2% |