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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,988 | $37,446-35.9% | $77,552-69.1% | $79,856-70.0% |
| Participation rate | 69.4% | 41.5%+27.9pp | 54.2%+15.3pp | 69.6%-0.2pp |
| Annual return | 10.02% | 39.76%-29.7pp | 54.82%-44.8pp | 31.71%-21.7pp |
| Employer contribution / active EE | $434 | $637-31.9% | $987-56.0% | $2,471-82.4% |
| Participant deferral / active EE | $2,268 | $1,261+79.8% | $1,861+21.9% | $3,741-39.4% |
| Admin fee / account holder | $67 | $2,506-97.3% | $2,859-97.7% | $5,306-98.7% |