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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,336 | $111,785-27.2% | $93,669-13.2% | $145,877-44.2% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 23.03% | 203.79%-180.8pp | 133.59%-110.6pp | 551.28%-528.3pp |
| Employer contribution / active EE | $13,812 | $3,096+346.1% | $2,424+469.9% | $4,663+196.2% |
| Participant deferral / active EE | $6,952 | $4,919+41.3% | $4,416+57.4% | $6,691+3.9% |
| Admin fee / account holder | $996 | $10,256-90.3% | $8,291-88.0% | $13,402-92.6% |