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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,675 | $95,915-57.6% | $79,580-48.9% | $134,532-69.8% |
| Participation rate | 100.0% | 75.0%+25.0pp | 69.5%+30.5pp | 81.2%+18.8pp |
| Annual return | 2.95% | -2.71%+5.7pp | 0.15%+2.8pp | 418.27%-415.3pp |
| Employer contribution / active EE | $13,338 | $3,129+326.3% | $2,413+452.7% | $4,741+181.3% |
| Participant deferral / active EE | $5,257 | $4,693+12.0% | $3,985+31.9% | $6,401-17.9% |
| Admin fee / account holder | $1,015 | $9,132-88.9% | $6,835-85.2% | $11,429-91.1% |