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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,758 | $77,920+16.5% | $149,723-39.4% | $75,177+20.7% |
| Participation rate | 100.0% | 65.6%+34.4pp | 78.8%+21.2pp | 67.2%+32.8pp |
| Annual return | 20.70% | 31.72%-11.0pp | 134.50%-113.8pp | 160.75%-140.0pp |
| Employer contribution / active EE | $2,150 | $3,138-31.5% | $4,821-55.4% | $2,671-19.5% |
| Participant deferral / active EE | $5,317 | $3,411+55.9% | $5,682-6.4% | $4,126+28.9% |
| Admin fee / account holder | $5,968 | $5,951+0.3% | $13,215-54.8% | $5,651+5.6% |