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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,934 | $73,863+2.8% | $143,797-47.2% | $68,490+10.9% |
| Participation rate | 100.0% | 66.7%+33.3pp | 80.3%+19.7pp | 67.9%+32.1pp |
| Annual return | -22.45% | 0.91%-23.4pp | -0.04%-22.4pp | -7.85%-14.6pp |
| Employer contribution / active EE | $2,488 | $3,185-21.9% | $4,952-49.8% | $2,597-4.2% |
| Participant deferral / active EE | $5,806 | $3,385+71.6% | $5,638+3.0% | $4,028+44.2% |
| Admin fee / account holder | $5,244 | $5,756-8.9% | $14,679-64.3% | $5,403-3.0% |