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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,169 | $45,602+106.5% | $117,533-19.9% | $66,938+40.7% |
| Participation rate | 85.7% | 57.6%+28.1pp | 70.6%+15.1pp | 69.8%+15.9pp |
| Annual return | 6.60% | -16.74%+23.3pp | 29.77%-23.2pp | 1.58%+5.0pp |
| Employer contribution / active EE | $1,470 | $1,579-6.9% | $4,179-64.8% | $2,545-42.3% |
| Participant deferral / active EE | $4,403 | $2,845+54.8% | $4,072+8.1% | $4,238+3.9% |
| Admin fee / account holder | $6,356 | $661+862.1% | $5,647+12.6% | $594+970.9% |