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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,124 | $43,730+83.2% | $121,220-33.9% | $64,173+24.9% |
| Participation rate | 84.2% | 58.3%+25.9pp | 71.8%+12.5pp | 69.6%+14.6pp |
| Annual return | -7.32% | 68.94%-76.3pp | 16.94%-24.3pp | 7.63%-15.0pp |
| Employer contribution / active EE | $1,557 | $1,297+20.0% | $4,023-61.3% | $2,381-34.6% |
| Participant deferral / active EE | $4,055 | $2,281+77.8% | $3,345+21.2% | $3,470+16.9% |
| Admin fee / account holder | $2,869 | $3,502-18.1% | $5,021-42.9% | $4,887-41.3% |