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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,579 | $68,394+105.5% | $94,672+48.5% | $75,177+87.0% |
| Participation rate | 90.8% | 76.1%+14.7pp | 80.8%+10.0pp | 67.2%+23.6pp |
| Annual return | 15.38% | 616.92%-601.5pp | 156.89%-141.5pp | 160.75%-145.4pp |
| Employer contribution / active EE | $2,651 | $2,701-1.8% | $3,673-27.8% | $2,671-0.7% |
| Participant deferral / active EE | $6,471 | $6,536-1.0% | $7,417-12.8% | $4,126+56.8% |
| Admin fee / account holder | $5,547 | $5,326+4.2% | $7,222-23.2% | $5,651-1.8% |