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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,253 | $70,486+70.6% | $100,535+19.6% | $79,856+50.6% |
| Participation rate | 96.6% | 73.6%+22.9pp | 79.4%+17.1pp | 69.6%+26.9pp |
| Annual return | 11.84% | 21.90%-10.1pp | 30.90%-19.1pp | 31.71%-19.9pp |
| Employer contribution / active EE | $2,910 | $2,165+34.4% | $3,419-14.9% | $2,471+17.8% |
| Participant deferral / active EE | $5,002 | $5,182-3.5% | $6,271-20.2% | $3,741+33.7% |
| Admin fee / account holder | $4,308 | $4,480-3.8% | $8,085-46.7% | $5,306-18.8% |