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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,574 | $97,550+46.2% | $120,344+18.5% | $87,485+63.0% |
| Participation rate | 92.6% | 72.8%+19.8pp | 76.7%+15.9pp | 68.9%+23.7pp |
| Annual return | 18.32% | 18.41%-0.1pp | 20.30%-2.0pp | 26.06%-7.7pp |
| Employer contribution / active EE | $1,863 | $2,291-18.7% | $3,020-38.3% | $2,596-28.2% |
| Participant deferral / active EE | $10,216 | $4,230+141.5% | $5,135+99.0% | $4,274+139.0% |
| Admin fee / account holder | $23,707 | $9,543+148.4% | $12,742+86.1% | $7,775+204.9% |