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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,873 | $86,298-0.5% | $111,308-22.9% | $85,8470% |
| Participation rate | 100.0% | 73.3%+26.7pp | 77.3%+22.7pp | 69.3%+30.7pp |
| Annual return | 16.03% | 19.99%-4.0pp | 54.67%-38.6pp | 318.61%-302.6pp |
| Employer contribution / active EE | $1,845 | $2,044-9.7% | $2,732-32.5% | $2,565-28.1% |
| Participant deferral / active EE | $9,384 | $3,641+157.7% | $4,487+109.1% | $3,952+137.4% |
| Admin fee / account holder | $11,862 | $8,189+44.9% | $7,965+48.9% | $6,261+89.5% |