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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,574 | $104,098+37.0% | $140,514+1.5% | $94,015+51.7% |
| Participation rate | 92.6% | 73.7%+18.9pp | 77.8%+14.8pp | 70.8%+21.8pp |
| Annual return | 18.32% | 15.14%+3.2pp | 14.36%+4.0pp | 17.84%+0.5pp |
| Employer contribution / active EE | $1,863 | $2,388-22.0% | $3,378-44.9% | $2,790-33.2% |
| Participant deferral / active EE | $10,216 | $4,033+153.3% | $4,919+107.7% | $4,249+140.4% |
| Admin fee / account holder | $23,707 | $10,439+127.1% | $13,697+73.1% | $8,951+164.8% |