Retirement plan

SAINTA 403(B) RETIREMENT PLAN

Name: SAINTA, INC. - SAINTA 403(B) RETIREMENT PLAN (2016) Form 5500
Creator: SAINTA, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, SAINTA 403(B) RETIREMENT PLAN, SAINTA, INC.

SAINTA, INC.EIN 39-1338354Plan #001PY 2016

8901 CAPITOL DR - MILWAUKEE, WI 532221706414-465-1308sainta.orgLinkedIn201-500 employeesindividual & family services

Prospect flagsCorrective distributions

How to read this page

Total assets (EOY)

$13.9M

+16.9% from 2015

Total participants

570

-2.6% from 2015

Average account balance

$25,340

+19.5% from 2015

Annual return

8.84%

+9.19 pp from 2015

Benchmarks

See 21,607 peers

Peer group

Industryany (size+type match)

Plan typeDefined contribution

Participants250-999

Cohort21,607 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$26.94M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$50K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

534

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

96.9%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$2.50M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$8K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+12.17%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$198

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 4 by compensation

Provider	Service type	Compensation
FIRST ALLIED SECURITIES INC1 year Service code 49 · EIN 11-3152836	Other Services	$13,746
MACDONALD PAGE & CO.2+ years Filed as: MACDONALD, ROBERT T. Service code 49 1931 N 73RD ST · WAUWATOSA, WI 532131840	Other Services	$8,794
PRINCIPAL LIFE INSURANCE COMPANY2+ years Service code 13 · EIN 42-0127290	Contract Administrator	$4,997
WILSHIRE ASSOCIATES INCORPORATED2+ years Service code 27 · EIN 95-2755361	Advisory (Plan)	$0

Plan features & details

Pension benefit codes2A2F2G2L2M2S2T

Plan features

2A
Age/service weighted or new comparability plan
Age/service weighted plan where allocations are based on age service or age and service; or new comparability or similar plan where allocations are based on participant classifications consisting entirely or predominantly of highly compensated employees or the plan provides an additional allocation rate on compensation above a specified threshold that exceeds the permitted disparity limits of Code section 401(l).
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2L
Code section 403(b)(1) arrangement
Plan uses a Code section 403(b)(1) annuity contract as a funding vehicle.
2M
Code section 403(b)(7) accounts
Plan uses Code section 403(b)(7) custodial accounts as a funding vehicle.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.

Opportunity flags

1 tripped

ComplianceCorrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).

Expense breakdown

Schedule H Part II

Admin total

$5K

$13 / participant

Contract admin$5K100.0%

% of EOY assets

0.036%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: SIKICH, LLP
Auditor EIN: 363168081
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$25,340

$57,658-56.1%

$46,225-45.2%

$57,658-56.1%

Participation rate

94.5%

70.2%+24.3pp

79.5%+15.0pp

70.2%+24.3pp

Annual return

8.84%

5.13%+3.7pp

7.57%+1.3pp

5.13%+3.7pp

Employer contribution / active EE

$2,051

$1,974+3.9%

$3,424-40.1%

$1,974+3.9%

Participant deferral / active EE

$2,733

$3,061-10.7%

$3,776-27.6%

$3,061-10.7%

Admin fee / account holder

$95-90.4%

$3,519-99.7%

$95-90.4%

Provider

Service type

Compensation

FIRST ALLIED SECURITIES INC1 year

Service code 49 · EIN 11-3152836

Other Services

$13,746

MACDONALD PAGE & CO.2+ years

Filed as: MACDONALD, ROBERT T.

Service code 49

1931 N 73RD ST · WAUWATOSA, WI 532131840

Other Services

$8,794

PRINCIPAL LIFE INSURANCE COMPANY2+ years

Service code 13 · EIN 42-0127290

Contract Administrator

$4,997

WILSHIRE ASSOCIATES INCORPORATED2+ years

Service code 27 · EIN 95-2755361

Advisory (Plan)

SAINTA 403(B) RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

SAINTA 403(B) RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion