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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,061 | $110,212-57.3% | $96,534-51.2% | $139,466-66.3% |
| Participation rate | 42.9% | 78.1%-35.3pp | 76.0%-33.1pp | 80.3%-37.5pp |
| Annual return | 10.26% | 26.42%-16.2pp | 25.88%-15.6pp | 373.66%-363.4pp |
| Employer contribution / active EE | $1,614 | $3,620-55.4% | $2,965-45.6% | $4,754-66.0% |
| Participant deferral / active EE | $4,449 | $5,547-19.8% | $4,851-8.3% | $6,712-33.7% |
| Admin fee / account holder | $27,037 | $11,599+133.1% | $8,253+227.6% | $11,409+137.0% |