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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,126 | $92,219+18.3% | $76,767+42.2% | $135,380-19.4% |
| Participation rate | 41.7% | 79.8%-38.1pp | 77.0%-35.3pp | 82.6%-41.0pp |
| Annual return | -6.43% | 5.46%-11.9pp | 2.43%-8.9pp | 519.81%-526.2pp |
| Employer contribution / active EE | $1,620 | $3,216-49.6% | $2,485-34.8% | $4,779-66.1% |
| Participant deferral / active EE | $5,212 | $4,508+15.6% | $3,852+35.3% | $5,609-7.1% |
| Admin fee / account holder | $53,289 | $10,749+395.8% | $6,675+698.3% | $10,828+392.1% |