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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,437 | $117,895-58.9% | $102,460-52.7% | $145,897-66.8% |
| Participation rate | 61.5% | 78.6%-17.1pp | 76.5%-15.0pp | 80.3%-18.8pp |
| Annual return | 10.48% | 31.92%-21.4pp | 29.47%-19.0pp | 552.29%-541.8pp |
| Employer contribution / active EE | $1,227 | $3,619-66.1% | $3,025-59.4% | $4,663-73.7% |
| Participant deferral / active EE | $2,916 | $5,736-49.2% | $5,056-42.3% | $6,689-56.4% |
| Admin fee / account holder | $746 | $13,353-94.4% | $9,460-92.1% | $13,390-94.4% |