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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,641 | $124,425-54.5% | $112,040-49.4% | $137,256-58.7% |
| Participation rate | 56.3% | 79.3%-23.1pp | 76.5%-20.2pp | 80.0%-23.7pp |
| Annual return | 16.38% | 24.72%-8.3pp | 24.52%-8.1pp | 220.34%-204.0pp |
| Employer contribution / active EE | $1,723 | $3,411-49.5% | $2,954-41.7% | $4,156-58.6% |
| Participant deferral / active EE | $3,864 | $5,718-32.4% | $5,098-24.2% | $6,407-39.7% |
| Admin fee / account holder | $5,686 | $15,207-62.6% | $12,098-53.0% | $12,270-53.7% |