Retirement plan

THE DOUGLAS STEWART COMPANY, INC. EMPLOYEES' BENEFIT PLAN

Name: THE DOUGLAS STEWART COMPANY, INC. - THE DOUGLAS STEWART COMPANY, INC. EMPLOYEES' BENEFIT PLAN (2024) Form 5500
Creator: THE DOUGLAS STEWART COMPANY, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, THE DOUGLAS STEWART COMPANY, INC. EMPLOYEES' BENEFIT PLAN, THE DOUGLAS STEWART COMPANY, INC.

THE DOUGLAS STEWART COMPANY, INC.EIN 39-1319459Plan #001PY 2024

3862 GALLEON RUN - MADISON, WI 53718602-223-2220dstewart.comLinkedIn51-200 employeeswholesale

Prospect flagsLow participationCorrective distributions

How to read this page

Total assets (EOY)

$9.8M

+7.7% from 2023

Total participants

151

-6.8% from 2023

Average account balance

$81,404

+19.3% from 2023

Annual return

13.56%

-4.40 pp from 2023

Benchmarks

See 8,999 peers

Peer group

Industry42 - Wholesale Trade

Plan typeDefined contribution

Participants25-99

Cohort8,999 peers

Snapshot2024

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$9.85M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$81K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

121

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

64.3%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$569K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$7K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+13.56%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$210

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 2 by compensation

Provider	Service type	Compensation
STANCORP FINANCIAL GROUP1 year Service code 12 · EIN 93-1253576	Custodial (other than securities); Re...	$25,739
ABG PORTFOLIO STRATEGIES, INC.3 years Filed as: ALERA GROUP Service code 27 · EIN 81-4473358	Advisory (Plan)	$22,121

Plan features & details

Pension benefit codes2E2F2G2J2K2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
ComplianceCorrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).

Expense breakdown

Schedule H Part II

Admin total

$25K

$303 / participant

Investment mgmt$22K86.9%
Contract admin$3K13.1%

% of EOY assets

0.258%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: CLIFTONLARSONALLEN LLP
Auditor EIN: 410746749
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$81,404

$101,778-20.0%

$164,975-50.7%

$80,925+0.6%

Participation rate

64.3%

71.8%-7.5pp

78.6%-14.3pp

67.7%-3.4pp

Annual return

13.56%

16.73%-3.2pp

70.12%-56.6pp

35.65%-22.1pp

Employer contribution / active EE

$1,516

$2,954-48.7%

$4,343-65.1%

$2,756-45.0%

Participant deferral / active EE

$5,253

$4,477+17.3%

$6,033-12.9%

$4,299+22.2%

Admin fee / account holder

$210

$8,221-97.4%

$12,688-98.3%

$6,940-97.0%

Provider

Service type

Compensation

STANCORP FINANCIAL GROUP1 year

Service code 12 · EIN 93-1253576

Custodial (other than securities); Re...

$25,739

ABG PORTFOLIO STRATEGIES, INC.3 years

Filed as: ALERA GROUP

Service code 27 · EIN 81-4473358

Advisory (Plan)

$22,121

THE DOUGLAS STEWART COMPANY, INC. EMPLOYEES' BENEFIT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

THE DOUGLAS STEWART COMPANY, INC. EMPLOYEES' BENEFIT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion