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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,007 | $71,208+5.3% | $93,681-19.9% | $80,911-7.3% |
| Participation rate | 65.0% | 60.4%+4.6pp | 68.7%-3.7pp | 67.6%-2.6pp |
| Annual return | 11.86% | 11.27%+0.6pp | 133.47%-121.6pp | 35.63%-23.8pp |
| Employer contribution / active EE | $1,667 | $1,564+6.5% | $2,422-31.2% | $2,756-39.5% |
| Participant deferral / active EE | $1,814 | $4,035-55.0% | $4,415-58.9% | $4,297-57.8% |
| Admin fee / account holder | $1,320 | $6,951-81.0% | $8,290-84.1% | $6,935-81.0% |