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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,145 | $63,346+159.1% | $92,240+78.0% | $70,126+134.1% |
| Participation rate | 93.3% | 68.7%+24.7pp | 76.5%+16.9pp | 69.5%+23.8pp |
| Annual return | 14.26% | 530.19%-515.9pp | 176.29%-162.0pp | 73.15%-58.9pp |
| Employer contribution / active EE | $3,333 | $2,471+34.9% | $3,680-9.4% | $2,343+42.3% |
| Participant deferral / active EE | $5,432 | $2,854+90.4% | $3,897+39.4% | $3,332+63.0% |
| Admin fee / account holder | $2,166 | $3,841-43.6% | $5,194-58.3% | $4,645-53.4% |