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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $357,150 | $150,447+137.4% | $136,298+162.0% | $147,586+142.0% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 10.71% | 1049.15%-1038.4pp | 5156.27%-5145.6pp | 578.59%-567.9pp |
| Employer contribution / active EE | $6,118 | $5,256+16.4% | $4,696+30.3% | $4,876+25.5% |
| Participant deferral / active EE | $6,419 | $6,631-3.2% | $6,247+2.7% | $5,439+18.0% |
| Admin fee / account holder | $799 | $10,906-92.7% | $9,244-91.4% | $10,886-92.7% |