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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $351,563 | $124,330+182.8% | $109,173+222.0% | $167,536+109.8% |
| Participation rate | 87.5% | 79.5%+8.0pp | 75.9%+11.6pp | 82.1%+5.4pp |
| Annual return | 16.16% | 26.04%-9.9pp | 25.75%-9.6pp | 478.82%-462.7pp |
| Employer contribution / active EE | $9,509 | $4,209+125.9% | $3,723+155.4% | $4,839+96.5% |
| Participant deferral / active EE | $9,634 | $5,256+83.3% | $4,654+107.0% | $6,342+51.9% |
| Admin fee / account holder | $87,713 | $7,974+1000.0% | $6,755+1198.5% | $12,315+612.3% |