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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $434,118 | $115,814+274.8% | $101,275+328.7% | $158,982+173.1% |
| Participation rate | 90.9% | 79.4%+11.5pp | 75.8%+15.1pp | 82.0%+8.9pp |
| Annual return | 14.46% | 56.16%-41.7pp | 46.48%-32.0pp | 302.99%-288.5pp |
| Employer contribution / active EE | $16,899 | $4,176+304.7% | $3,660+361.7% | $4,763+254.8% |
| Participant deferral / active EE | $11,719 | $4,958+136.3% | $4,371+168.1% | $5,983+95.8% |
| Admin fee / account holder | $5,119 | $7,249-29.4% | $5,948-13.9% | $11,252-54.5% |