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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $401,335 | $110,410+263.5% | $102,437+291.8% | $145,897+175.1% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 12.95% | 24.85%-11.9pp | 24.95%-12.0pp | 552.29%-539.3pp |
| Employer contribution / active EE | $10,723 | $4,217+154.3% | $3,871+177.0% | $4,663+130.0% |
| Participant deferral / active EE | $11,489 | $5,622+104.4% | $5,060+127.0% | $6,689+71.7% |
| Admin fee / account holder | $1,981 | $9,745-79.7% | $8,388-76.4% | $13,390-85.2% |