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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,663 | $106,864-47.0% | $147,318-61.5% | $82,637-31.4% |
| Participation rate | 80.0% | 75.5%+4.5pp | 82.1%-2.1pp | 68.1%+11.9pp |
| Annual return | 16.99% | 27.49%-10.5pp | 70.43%-53.4pp | 53.51%-36.5pp |
| Employer contribution / active EE | $925 | $3,417-72.9% | $4,593-79.9% | $2,552-63.8% |
| Participant deferral / active EE | $3,566 | $6,496-45.1% | $7,906-54.9% | $4,126-13.6% |
| Admin fee / account holder | $4,161 | $8,415-50.5% | $13,708-69.6% | $7,339-43.3% |